Cash Discount Program

Cash Discount Program

0% Credit Card Processing

Our Cash Discount Program is a revolutionary payment platform that allows merchants to eliminate their credit card processing fees.

0% Credit Card Processing
One Low Fixed Monthly Fee
No Minimum Purchase
No Minimum Value
Business Support and Development
Education and Training

Working With Merchant First

How It Works

Our Cash Discount Program is a revolutionary payment platform that allows merchants to eliminate their credit card processing fees.

Cash Discount Program Frequently Asked Questions.

What is Cash Discount?

A cash discount is a straightforward way to encourage customers to pay with cash instead of credit cards. By offering discount on listed prices for cash transactions, you provide an incentive for customers to save money while eliminating credit card processing fees. This approach not only benefits your customers but also streamlines your transactions.

Watch video explainer HERE


Is the Cash Discount Program legal?

Yes! With our cash discount program, there are no hidden fees—it's straightforward and transparent. When customers pay with a card, a processing fee applies, but paying with cash incurs no fees at all. We even provide signage for your business to ensure full transparency with your customers." If you need any adjustments or additional content, feel free to ask! don't take my word for it.

Read about it HERE


Do you need a contract?

NO! There are no contracts when you sign with us, you can cancel anytime. We offer fast approvals, no application fees, we come EMV, Apply Pay and Google Pay Ready.


What’s the Difference Between Surcharging and Cash Discounts?

  • Surcharge: The merchant adds an extra fee on top of the regular price for customers paying with credit cards. This fee helps the merchant offset the cost of credit card processing. Surcharges are generally not allowed on debit card transactions and are regulated by laws in some states.
  • Cash Discount: The merchant offers a reduced price to customers who pay with cash. The listed price reflects the credit card price, and customers paying with cash receive a discount, meaning there's no additional fee for credit card users but rather an incentive for cash payments.

Both options aim to help merchants reduce their processing costs, but the way they are applied to the transaction differs.


Can you integrate with my current system?

Anything is possible! let's chat and see what you are working with, I can and will do the research for you.

Meet Your Consultant

Nico Hessenberger

Nico has extensive knowledge and experience in the industry as a a payment processing consultant. He has a deep understanding of the unique challenges and opportunities that local businesses face when it comes to payment processing. He can provide tailored solutions to help businesses streamline their payment processes, reduce costs, and improve customer experience. With his personalized approach and dedication to customer service, Nico can help local businesses navigate the complex world of payment processing and find the best solutions for their specific needs.

Streamline Your Payment Processing Today

Discover the benefits of partnering with Merchant First for your merchant services in San Francisco, CA. Get in touch with us today to find out more!

About Merchant First

Merchant First, based in San Francisco, CA & Greater Bay Area, is a premier merchant credit card processing solutions provider. Our focus is on delivering secure and streamlined payment processing services tailored to businesses of every scale. With a dedicated team, we are committed to providing exceptional customer support and cutting-edge solutions to drive your business forward. Get in touch with us now to discover how we can optimize your payment systems.

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We bring the years, global experience and a guide for any kind of merchant credit card processing solutions.

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